{"id": "machine-credit-v0", "name": "machine-credit v0", "version": 0, "status": "draft", "purpose": "A credit file for an agent or wallet: how long it has been proven, how much it has done, whether it keeps its own mandate, and whether it repays.", "worked_check": "python3 -m mizan_sdk check <agent> --requirement machine-credit-v0 -> one line per clause: met | unmet | not_proven, each with its basis. A lender contract reads the stapled receipt.", "clauses": [{"key": "identity.age", "basis": "earned-performance: anchored forward-only record proven for at least 180 days", "clause": {"profile": "earned-performance@1", "min_rung": "PROVEN", "bar": {"forward_only": true, "min_age_days": 180}}}, {"key": "identity.n_life", "basis": "earned-performance: at least 100 lifetime counted records", "clause": {"profile": "earned-performance@1", "min_rung": "PROVEN", "bar": {"forward_only": true, "min_trades": 100}}}, {"key": "conduct", "basis": "mandate-conduct: 0 violations of its own rules across at least 50 logged actions over 90 days", "clause": {"profile": "mandate-conduct@1", "min_rung": "RECORDED", "bar": {"max_violations": 0, "min_actions": 50, "min_age_days": 90}}}, {"key": "outcomes.repaid", "basis": "delivery-record: at least 5 counted obligations delivered in full, 0 disputed (repayment outcomes; no dedicated repayment profile yet, so unproven until the subject has them)", "clause": {"profile": "delivery-record@1", "min_rung": "RECORDED", "bar": {"min_n": 5, "min_delivered_pct": 100, "max_disputed": 0}}}], "requirement": {"name": "machine-credit v0", "all_of": [{"profile": "earned-performance@1", "min_rung": "PROVEN", "bar": {"forward_only": true, "min_age_days": 180}}, {"profile": "earned-performance@1", "min_rung": "PROVEN", "bar": {"forward_only": true, "min_trades": 100}}, {"profile": "mandate-conduct@1", "min_rung": "RECORDED", "bar": {"max_violations": 0, "min_actions": 50, "min_age_days": 90}}, {"profile": "delivery-record@1", "min_rung": "RECORDED", "bar": {"min_n": 5, "min_delivered_pct": 100, "max_disputed": 0}}], "any_of": [], "freshness": {"receipt_max_age_hours": 24}}, "valid": true, "errors": [], "hash": "3586f2a9f0bf43f8cc1e2223a6d0ceab675113d22451346c27a4e51b9ee7ad45", "fork": "POST https://studio.mizan.market/api/requirements {requirement: <requirement>, name: '...'}", "next": "Pick a template, then compile your own: POST https://studio.mizan.market/api/requirements/compile", "explain": "Ready-made bars you can copy or change.", "provenance": {"issuer": "MIZAN", "identity": "The certificate authority of capital", "hook": "The answer a machine cannot fake", "vision": "No capital moves to a machine without proof", "creed": "Prove the claim. Never reveal the method.", "positioning": "Proof before payment. The certificate authority of capital.", "standard": {"name": "Counted Claim Standard", "short": "Counted", "id": "counted/1", "version": "1.1", "frozen": "2026-08-01", "clauses": 41, "url": "https://mizan.market/standard/", "pdf_sha256_prefix": "29b43d42"}, "engine": {"era": "v12", "image_id": "659bdb678a3d7a2695017b216417ac32eb11fee28a2ea649317d83ef74830d51", "dated": "2026-10-13", "eras_total": 8, "law": "a credential verifies forever under the era that minted it", "history": "https://mizan.market/engine/eras/"}, "verifier": {"binaries": {"macos": {"file": "mizan-verifier-v12-macos-arm64", "sha256": "faf4c58f15fcb6f62e7c37bd2e4777dba36991e9f7db13d94884fbfd7b4d16ba", "url": "https://mizan.market/verify/files/mizan-verifier-v12-macos-arm64"}, "linux": {"file": "mizan-verifier-v12-linux-x86_64", "sha256": "117202e91f8868733e9cfb54068338c10a91dd7293e29ebaae0a975f2e1afa97", "url": "https://mizan.market/verify/files/mizan-verifier-v12-linux-x86_64"}, "windows": {"file": "mizan-verifier-v12-windows-x86_64.exe", "sha256": "a1585dcbf50ac2f417acc20048747fb262ff8acfce612737e5f892e73acc6773", "url": "https://mizan.market/verify/files/mizan-verifier-v12-windows-x86_64.exe"}}, "sums": "https://mizan.market/verify/files/SHA256SUMS.txt", "source": "verifier public, prover private", "disprove": {"macos": "./mizan-verifier-v12-macos-arm64 <credential>.bundle <market>.csv [--roots canonical_roots.txt]", "linux": "./mizan-verifier-v12-linux-x86_64 <credential>.bundle <market>.csv [--roots canonical_roots.txt]", "windows": ".\\mizan-verifier-v12-windows-x86_64.exe <credential>.bundle <market>.csv [--roots canonical_roots.txt]", "expect": "exit 0 = verified · exit 1 = refused (any single flipped bit is refused)"}}, "catalogue": {"markets": 700, "align_groups": 252, "last_bar_utc": "2026-07-24T00:00Z", "root_allowlist_sha256": "1241be76dff1e3f59a1dc9c45c1bff19433fdd70cf4fdb5c514c3a1d991a2c87", "json": "https://mizan.market/verify/files/CATALOG.json", "roots": "https://mizan.market/verify/files/canonical_roots.txt"}, "registry": {"credentials": 116, "refused": 87, "cleared": 29, "bitcoin_confirmed": 69, "re_verified_with_published_verifier": 116, "re_verified_means": "verified by MIZAN before publication with the published verifier binary, built separately from the prover. Don't take our word for it: re-run it yourself, free and offline, on macOS, Linux or Windows (verifier_download; /api/conformance)", "registry": "https://studio.mizan.market/api/registry", "refusals_are_public": true}, "attempts_ledger": {"head": "d0a199590d66d84044656ddcba1100abf8f42ea63ec193b36ac979f621379b35", "chain_ok": true, "since": "2026-10-15", "url": "https://studio.mizan.market/api/attempts/head", "rule": "every preview and mint attempt is counted per identity, pass or fail, forever"}, "payment": {"checks": "free", "founding_period": "mints are free for Founding Issuers", "check_before_you_pay": "POST /api/check-before-you-pay (free verdict, nothing charged)"}, "rewards": "Founding Issuers: free mints and the permanent Founding Issuer mark; see /api/rewards/program.", "verdict_log": {"size": 3399, "root": "7e38f94d096b0a1e5810a8c2212ab2dcfb4fe82e0993165c041aa3872d3466bf", "head_sig_prefix": "9020aQFaSEphtaNs", "bitcoin_confirmed_through": 3372, "latest_anchor_state": "confirmed", "url": "https://studio.mizan.market/api/log/head", "claim": "every verdict MIZAN issues is a leaf here; heads are signed and stamped to Bitcoin; MIZAN cannot rewrite its past"}, "endgame": {"sentence": "No capital moves to a machine without proof: the way no fund reports without GIPS and no page loads without a certificate.", "rung_now": "rungs 1-3 live", "url": "https://studio.mizan.market/api/endgame"}, "surfaces": {"rest": "https://studio.mizan.market/app/api.html", "mcp": "https://studio.mizan.market/mcp", "a2a": "https://studio.mizan.market/a2a", "skill": "https://mizan.market/skill/SKILL.md", "llms": "https://mizan.market/llms.txt", "sdk_py": "https://mizan.market/skill/", "sdk_js": "https://mizan.market/skill/"}, "honesty": ["every count above is read live, never typed", "a refusal is published, not hidden", "the issuer of each credential is shown on its row", "'first' claims are hedged and dated"], "generated_utc": "2026-11-06T00:38:39Z", "facts_as_of_utc": "2026-11-06T00:37:42Z", "signature": {"key_id": "2266fb495f83b0a0", "alg": "Ed25519", "sig_b64": "ndDKi+GjCPS3cxCtKJVPDTZKT1N/gdPpvBNsdUb28Ur9racSIcrokfloU32amATzP/ZX4OtbHGt58mYq6l8eCA==", "canonical_sha256": "14c55e3b91088bc55353d5d23574c99c59a3218ce904555898da69098cad8802", "public_key": "https://studio.mizan.market/.well-known/mizan-keys.json"}}}